Credit Verification of Housing/Business Loans
Thorough verification services for housing and business loan applications.
Comprehensive Credit Verification
At Kowtha & Co, we provide thorough credit verification services for various types of loans initiated by financial institutions and 30 NBFCs. With nearly a decade of experience in processing retail loans, our team ensures accurate and reliable verification to facilitate informed lending decisions.
Our expertise spans across unsecured loans, secured business loans, and housing loans, providing end-to-end processing from initial application to final disbursement. We combine meticulous document verification with comprehensive financial analysis to support sound lending decisions.
Our Credit Verification Services
Business Loan Verification
Comprehensive verification of secured and unsecured business loans, including thorough assessment of business establishment documents, financial statements, and creditworthiness.
Housing Loan Verification
Detailed verification of housing loan applications, including property assessment, legal documentation, and financial eligibility evaluation to ensure compliance with lending criteria.
Our Verification Process
We conduct thorough verifications across multiple dimensions to ensure comprehensive assessment of loan applications:
Document Verification
Verification of business establishment papers, including shop establishment licenses and certificates from GST, Service Tax, and VAT authorities.
Financial Analysis
Comprehensive bank statement analysis, books of account checking, and detailed financial assessment to evaluate creditworthiness.
Telephonic Verification
Conducting telephonic verifications to confirm applicant details and cross-verify information provided in the application.
Field Verification
On-site verification of business premises or residential properties to confirm physical existence and assess condition.
End-to-End Loan Processing
With nearly a decade of experience in processing retail loans, we provide comprehensive end-to-end services for financial institutions:
Initial Processing
Logging in applications, checking documentation completeness, and performing de-duplication checks to identify existing relationships.
Verification Initiation
Initiating telephonic verifications, field verifications, and document authenticity checks to validate application details.
Legal & Valuation Checks
For mortgage loans, initiating legal checks and property valuations to assess collateral adequacy and legal compliance.
Documentation & Disbursal
Completing legal documentation, ensuring all compliance requirements are met, and facilitating the final disbursal process.
Benefits of Our Verification Services
Accuracy & Reliability
Our meticulous verification process ensures accurate assessment of loan applications, reducing the risk of defaults.
Risk Mitigation
Comprehensive verification helps identify potential risks early, protecting financial institutions from fraudulent applications.
Efficiency
Our streamlined end-to-end process ensures timely verification and processing, reducing turnaround time for loan approvals.
Why Choose Our Verification Services
Decade of Experience
With nearly 10 years of experience in processing retail loans, we bring extensive expertise to every verification.
Comprehensive Assessment
Our multi-dimensional verification approach ensures no aspect of the application is overlooked.
Financial Expertise
Our team's financial acumen enables thorough analysis of financial statements and creditworthiness.
Trusted by Financial Institutions
We work with 30 NBFCs and financial institutions who trust our verification processes and outcomes.
Partner With Us for Reliable Loan Verification
Whether you're a financial institution looking for reliable verification services or an individual seeking guidance on loan applications, our team is ready to assist you.